TFSA

A TFSA is one of Canada’s most flexible, tax‑efficient savings tools. Sukhjivan Singh Sidhu helps Ontario clients use TFSAs to build short‑term savings and long‑term wealth with a clear plan.

Why a TFSA matters

1. Tax‑free growth and withdrawals: Investment growth is tax‑free, and withdrawals don’t affect income‑tested benefits.

2. Flexibility: Withdrawals can be recontributed in the following year, making TFSAs useful for emergency funds or big purchases.

3. Broad eligibility: Any Canadian resident 18+ with a SIN can contribute.

How Sukhjivan Can Help

Personalized planning: A TFSA strategy aligned with your goals and risk comfort

Investment options: Choose from savings, GICs, mutual funds, or ETFs

Ongoing guidance: Help with contribution room, limits, and re‑contributions

A TFSA can be a powerful part of your overall financial plan—kept simple, focused, and effective.

Get Started Today

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